PLANNING. INVESTING. COACHING.
Affordable Wealth Management.
We serve people of all financial means and NEVER require a minimum AUM.
About Us
Brescor Wealth Advisory LLC is an independent, fee-only RIA that provides wealth management for individuals, families, trusts, and family offices. Taking a multi-dimensional approach, we seek to democratize access to high-quality financial services, providing exceptional value to every client regardless of their financial status.
OUR SPECIALITIES
LIFECYCLE FINANCIAL PLANNING and INVESTING SOLUTIONS for working parents and their families.
RETIREMENT INCOME PLANNING for
retirees and near-retirees.
COACHING for individuals and couples struggling with goal setting, spending, or other personal finance challenges.
WHAT MAKES US DIFFERENT
Flexibility: BRESCOR understands that you are juggling busy family lives, careers, business enterprises, and social calendars. If you need to meet virtually, or in your home, or outside regular business hours - we'll make it work!
Independence: BRESCOR is not beholden to a parent company, investors, or vendors. We believe that Independence = Fewer Conflicts = Better Advisor/Client Alignment.
Value: BRESCOR believes that many advisors overcharge for standardized investment services and underprovide critical planning and coaching services. We transparently price our customized services based on expected value-add.
Education: BRESCOR is committed to financial literacy. We help clients think more independently and act more confidently on financial matters. We promote continuing education, and we consider our clients to be some of our best teachers.
Safety: BRESCOR's service model is rooted in risk management. Unlike other advisors, we focus on identifying your NON-investment financial risks and then taking action to protect your wealth and shepherd your income.
WHAT WE BELIEVE IN
Discussions, not Deliverables
Solutions, not Services
Relationships, not Engagements
Inclusion, not Restriction
SERVICES
Financial Planning
Personal Finance Coaching
Investment Management
Customized planning options based on
your needs and budget:
Fixed Fee
Comprehensive financial planning -
great for "first-timers"
Meeting #1: Discuss Goals, Set Expectations, and Review Agreement
Meeting #2: Examine Analysis, Discuss Recommendations/Options, Ask Questions!
Meeting #3: Finalize Recommendations and Create Implementation Plan
Meeting #4: Monitor Progress, Ask Final Questions, and Set Next Steps
Hourly Fee
Á la carte, "on call" financial planning -
great for those with existing financial plans, specialized planning needs, or occasional consultation needs
We provide the following services:
Budgeting and Cash Flow Planning · Investment Management · Retirement Planning · Tax Planning · Estate Planning · Education Saving · Risk Management
Investment Management
Personal Finance Coaching
Investment Management
Strategic long-term investing that follows a disciplined process:
Goals Review
Initial Portfolio Review
Asset Allocation
Investment Modeling
Account Openings
Asset Location
Trade Execution
Portfolio Monitoring
Portfolio Rebalancing
We customize a plan that aims to meet your goals for income, capital preservation, growth, and tax-efficiency.
OUR PARTNERING PROPOSITION
People
Philosophy
Process
Portfolios
Performance
Personal Finance Coaching
Personal Finance Coaching
Personal Finance Coaching
Structured discussions on popular personal finance topics including the following:
Budgeting
Debt Management
Investing
First-Time Home Buying
Credit Score Management
Higher Education Saving
Retirement Saving
Retirement Income Replacement
Estate Planning Basics
You pick the topic(s) ahead of time, and we tailor our learning modules to your personal situation prior to meeting.
We adhere to these coaching principles:
Active Listening
Problem Assessment
Thoughtful Questions & Honest Feedback
Reflection & Self-Discovery
Solution-Oriented Action Plans
OUR FOUNDER AND CEO - joel m. roberts
Veteran Wealth Manager
15+ years wealth management experience
Held executive positions at an RIA and a family office
CERTIFIED FINANCIAL PLANNER® (CFP®)
Retirement Income Certified Professional® (RICP®)
Certified Financial Therapist™ (CFT™)
Master of Business Administration (MBA)
Proud Father, Husband, and Bay Stater
5+ years experience as a
child juggler and short-order cook
2K+ diaper changes and
100's of sleep hours lost
40+ years lived in Massachusetts
Boston University and Brandeis University alumnus
Boston Marathon runner for
Dana Farber Cancer Institute, 2018
Pro Bono Financial Coach for Dana Farber Cancer Institute / FPA of MA program, 2018 to 2020
A Little Bit of This, and a Little Bit of That
Dark Roast Afficionado
Self-taught Guitarist
Staunch Household DIYer
Rabid Completionist
Self-published Novelist
Amateur Gardener
Adoring Dog Owner
Our Partners and Associations
